Minimum liability coverage amounts are:
- $10,000 for property damage
- $25,000 for the injury or death of one person
- $50,000 for the injury or death of more than one person
Proof of insurance
Drivers and owners of motor vehicles are required to show proof of insurance at traffic stops/accidents if requested by law enforcement. Proof is not necessary for trailers or semi-trailers.
There is no requirement that you provide proof of insurance when you obtain your driver license or are registering a vehicle, unless that information is requested by DMV and is a requirement before reinstatement of a driver license after a suspension or revocation.
If you have additional questions about the minimum amounts required, please contact your insurance agent or the Office of the Commissioner of Insurance.